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How Much Is Your Credit Card Really Costing You?
Most people do not give much thought to how much the use of credit cards really costs. While you may think you are aware of the costs of credit, there are many hidden fees and charges that often go unnoticed by consumers until it is too late. -
When it Seems Hopeless: How to Pay off Credit Card Debt
When considering many of the inventions that we use regularly, the credit card is a relatively new idea; the first credit card that could be used at more than one merchant was issued in 1950. -
Using A Home Equity Loan to Pay Off Credit Cards
The majority of American's carry some sort of credit card debt. Unfortunately, many of us carry so much debt at such high interest rates that it becomes difficult to make a difference in the amount we owe, even when we send a payment to the credit card company each month. -
Are You a Typical American Card Holder?
Americans thrive on credit. It’s estimated that each American credit card holder has three bank cards, two debit cards, and four retailer cards at any given time. That’s a lot of plastic! And Americans are relying on their credit cards more heavily than ever before. -
3 Credit Lessons from the Current Economic Crisis
Governments lead by example, whether they want to or not. Sometimes they give us an example of what not to do. Wall Street execs are also unwitting role-models to millions of people. But mistakes can be made at any level, especially when irresponsible lending and spending are involved. -
Pay Off Those Credit Cards – Fast
Maybe you’re trying to improve your credit score so that you can qualify for a home loan. Maybe you’ve found that the rising cost of gas and groceries is leaving you with precious little money with which to pay down your credit cards. -
How Much Credit is Too Much?
To the wise credit consumer, the proper use of credit cards requires constant evaluation. One can get in over their head very rapidly. Which begs the question: how much credit is too much? -
Make a New Year’s Resolution to Reduce Credit Card Debt
2009 saw some pretty good Black Friday deals. And last-minute Christmas sales. And post-Christmas sales. You get the picture. If you took advantage of too many good deals this season, you might be suffering from a holiday credit hangover. The bad news is that overspending can impact your finances for many months to come. -
How to Talk to Your Partner about Credit Card Debt
Did you know that money squabbles are the leading cause of divorce in America? It’s sad that money can cause so many problems. If you’re dealing with a large amount of credit card debt, things might get pretty stressful when the topic comes up. -
5 Tips for Dealing with Credit Card Debt Collectors
If you’re out of a job and behind on your credit card payments, it might be very tempting to stop taking calls from your credit card issuer and their collection agency.









